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Fire Benefits
Fire Summary of Benefits

 

Employee Benefit Terminology Defined

 

Health Insurance

 Employees electing Option 1 or Option 2 single health coverage will contribute two and a half percent (2.5%) of the applicable premium.   Employees electing Option 1 or Option 2 family health coverage will contribute five percent (5%) of the applicable premium. Employees electing HMO single coverage will contribute six (6%) and family health coverage will contribute eight and a half percent (8.5%) of the applicable premium.    

 
Option 1
Option 2
Deductible (Single/Family)
$250/$500
$0/$0
Out of Pocket Maximum
(Single/Family
$750/$1,500
$500/$1,000
Office Visit Co-pay
$10
$5
Prescription Co-Pay
$5/$15
$5 or 25% whichever is greater
Premium (Single/Family
$5.15/$25.75
$4.80/$23.99

 

Dental Insurance

Employees contribute $1.00/month for family coverage but no contribution is required for single coverage.

$1,000 per year per person benefit

 

Group Term Life

$10,000      

                        

FSA

Medical and dependent care Flex Spending Plans are available.

 

Deferred Comp Plans

457, 2.5% City match

 

Longevity percent - based on years of service

Years of Service         Fire % 

 5                                           1% 

10                                          2%

14                                          3% 

18                                          4% 

22                                          5% 

26                                          6% 

 

Retirement

Municipal Police and Fire Pension System of Iowa (411)

 

Tuition reimbursement

$1,200 per fiscal year

 

Sick Leave Accrual Rate

1-day per month

 

Vacation Leave Annual Accrual Rates

Years of Service               Vacation Hours

 < 7                                                80

> 7 <12                                         120

 >12 <19                                       160

>19                                               200

 

Holiday Leave

11 paid holidays

For Fire positions other than Regular Full-Time please consult the contract for benefit levels.