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Police Benefits

 

Police Summary of Benefits

 

Employee Benefit Terminology Defined

 

Health Insurance

Employees electing Option 1 or Option 2 single health coverage will contribute two and a half percent (2.5%) of the applicable premium.   Employees electing Option 1 or Option 2 family health coverage will contribute five percent (5%) of the applicable premium. Employees electing HMO single health coverage will contribute six percent (6%) of the applicable premium.   Employees electing HMO family health coverage will contribute eight and half percent (8.5%) of the applicable premium.    

 

 
Option 1
Option 2
Option 3
Deductible (Single/Family)
$250/$500
$500/$1,000
$0/$0
Out of Pocket Maximum (Single/Family)
$750/$1,500
$1,000/$2,000
$500/$1000
Co-Pay Office Visits
$10
$25
$5
Prescription Co-Pay (Single/Family)
$5/$15
$5/$25/$50
$5 or 25% whichever is greater
 
 
 
 

Dental Insurance

Employees contribute $1.00/month for family coverage but no contribution is required for single coverage.

$1,000 per year per person benefit

 

Group Term Life

$25,000

 

FSA

Medical and dependent care Flex Spending Plans are available.

 

Deferred Comp Plans

457, 2.5% City match

 

Longevity percent - based on years of service

Years of Service        

 5                                            1%

10                                            2%

14                                            3%

18                                            4%

22                                            5%

26                                            6%

 

Retirement

Municipal Police and Fire Pension System of Iowa (411)

 

Tuition reimbursement

$2,400 per fiscal year

 

Sick Leave Accrual Rate

1-day per month

 

Vacation Leave Annual Accrual Rates

Years of Service               Vacation Hours

 < 7                                                80

> 7 <12                                         120

 >12 <19                                       160

>19                                               200

 

Holiday Leave

11 paid holidays

 

For Police positions other than Regular Full-Time please consult the contract for benefit levels.