Bank On Central Iowa Program

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Everyone is Welcome!
Why get banked?

With a free or low-cost account you could save more than $45.00 a month by opening a bank account instead of paying expensive check cashing or money order fees.

It is safe -- By depositing your money in a bank or credit union, you know for sure that it’s safe in case of an emergency and is even insured by the U.S. government.

It is convenient -- With a checking account you can always have access to your money for little or no cost. You can pay bills with checks, on the Internet, or by direct debit. You can deposit your checks at ATMs, in the bank, or sign up for direct deposit so your checks are automatically deposited for you.

It helps you save for your future -- Studies show that households with a bank account are more than twice as likely to save for the future. That’s more money to help you reach your financial goals such as buying a home, starting a business, or investing in your child’s education.

How to open an account

Choosing a participating bank or credit union is the first step. The second step is contacting the participating financial institution and asking to speak to a Bank On financial representative. The staff at the participating bank or credit union will take you through each step of the process and answer any questions that you have. Staff are trained on Bank On Central Iowa products and are there to help you. Remember to bring an unexpired photo identification. All participating banks accept at least one form of alternative identification like a passport or U.S. government photo id.


Manage your money

Bank on Central Iowa has participating organizations and financial institutions that provide free classes to provide you with information about establishing financial goals, managing a budget, getting out of debt, and more. Classes are located at various locations and times for convenience and accessibility.


Start Today. It's Worth It!